Real Estate Made Easy!
Imagine you have never driven a car. The first time you make an attempt you are with a very experienced driver who assures you that this will be a breeze. Your mentor walks you to his truck and you jump into the drivers seat. You take a look at your mentor and you think to yourself that this guy drives all the time so surely you can drive easily. He smiles, hands you a set of keys and goes silent. You tilt your head, struggle with the keys not finding the one that fits into the ignition. Your mentor gets a good laugh out of your predicament and then shows you the correct key. You feel the heat rise from your chest to your head with embarrasment that begins to birth frustration. You place the key in the ignition and nothing happens. Nothing. Your mentor tells you to figure it out. You glance at your feet and notice 3 pedals. You look at your mentor in horror as he announces that he prefers driving a standard. The experience drags out without any improvement. By the time you get the truck out of the driveway you are miserable and yet your mentor is full of joy and congradulating you on your new ability to drive.
Sometimes first time home buyers experience this level of embarrassment, frustration and fear. Once they finally settle on making it into their first home they are so worn out and lost that they fail to see any reason to celebrate. That describes my personal experience with purchasing my very first home as a newly wed, 8 months pregnant and terrified. My real estate agent was readily able to laugh at my questions and brush my concerns away with "it will all be okays". Eventually, he left me, the very pregnant and emotional wife, behind as he addressed my husband. As we closed on our first home, July 12, 2004, and I sat signing my life away to the unknown future that my agent and husband assured me was going to be terrific, I felt defeated. So many of my questions remained unanswered. As home ownership set in I tried to put the 8 week buying experience out of my mind. Sometimes this was especially difficult because during the first month of ownership our septic system failed and filled our master bedroom with septic water. My husband was at work when I walked into the bedroom ready to nurse my newborn baby and was greeted with septic water up to my ankles. It was in that moment that I could clearly remember attempting to explain to my agent that I have never lived in a home on septic and needed help understanding. Yet another question that my husband brushed away while the agent gave a knowing laugh. Guess where my agent and husband were when I was standing ankle deep in septic water? No where to be found. My point? Homeownership isn't an impossible feat and neither is driving a standard truck. But, if you have zero experience and those around you could be helpful but choose not to advocate for you then where does that leave you? It leaves you gaining a certificate from the "School of Hard Knocks". My husband became my hero that evening when he completely repaired our home. He did it with joy and taught me I could trust in his abilities. But, my agent went missing. He no longer returned phone calls.
As I reflect on my experiences in life without the education I have now attained I wish I could go back and mentor myself. Unfortunately, that is an impossiblilty. What I can do is take action with my clients. I work hard to advocate and educate each new home buyer. I understand in a very personal way how difficult and emotional the process of new homeownership can be on a person. Many times new home buyers are in a season of life where they are experiencing a new marriage and/or parenthood and somehow are expected to navigate all the lender requirements all the while choosing their "forever" home. I am proud to say that I have been surrounded by many Realtors and Sales Agents since that bad experience in 2004. They have loved on, mentored and encouraged me during my Real Estate journey. The great majority of us, Realtors, have our clients BEST interests at heart. I am grateful that I am serving new home buyers daily as an advocate and friend. Are you considering homeownership for the first time? Call or text me anytime with any question. I am honored to help you avoid common pitfalls! 214-529-1624
Knock, knock! Who's There? Realtor. Realtor Who? Realtor who can create a CMA (Comparative Market Analysis). Why would a homeowner need a CMA much less want one?
Let's imagine that a homeowner is actually a vendor at a local farmers market. The vendor decides to sell 6 apples for $18.00. Shoppers glance over the apples and scoff as their eyes fall upon the price. The vendor is confused and finds that at the end of the day not one apple sold. As the discouraged vendor packs up shop the owner of the farmers market stops by to see how the vendor faired for the day. The vendor begins to complain that not one apple sold and is sure the problem is the location of his booth. The owner gently suggests that the vendor reconsider the selling price of the apples. The vendor insists the problem is nothing more than location. After some hesitation the owner allows the vendor to change booths to a more "ideal" location. The next day the vendor has the same bad luck. Was location the problem? Or, was lack of awareness of the value of apples in the market the real issue? The vendor was unaware that his fellow vendors were currently selling 6 apples for $4.00. He refused to acknowledge the going price of 6 apples in his market. Therefore, he was unnecessarily stuck with inventory unable to sell his apples. Comparative Market Analysis gives homeowners a clear vision of what the market is doing at that very moment in time. It is a beneficial snapshot of what is going on in their current market. Are apples selling 6 for $4.00 or 6 for $18.00 this weekend at this particular farmers market? Knowledge is power. My goal is to always empower those in my sphere of influence. As a Texas Realtor I love to share with homeowners what activity is happening in their specific market. Are you curious about your CMA? Text or Call me ASAP to get your CMA! 214-529-1624
Does the word finance make you tilt your head? Well, this time last year it made me tilt mine. In fact, the words Real Estate Finance made my stomach fall to my toes. I registered for the required course in order to be one step closer to becoming a Licensed Real Estate Agent in the great state of Texas with fear and trepidation! The class was my least favorite, at first. Day one was filled with discussion over the primary and secondary markets (aka banks, investors, FreddieMac and more). I had spent most of my life thinking about these entities as little as possible. Big Mistake. As the course continued I began to face the fact that I had avoided this type of education out of fear. Fear that my ignorance would be to big to overcome. I am grateful to say that I was very wrong. There was nothing to fear, however, there was alot to learn! I can't believe that I am now discussing subjects related to Real Estate Finance everyday in everyway without an ounce of fear! I am able to educate and therefore empower others because I faced this proverbial giant in my life. One of the most exciting outcomes since becoming a licensed Real Estate agent is that I now teach High School Real Estate Finance in Van Alstyne, Texas every Friday morning. It has been deeply fulfulling! Do you have a giant REAL ESTATE FINANCE monster mocking you in the depths of your mind? Call me and we can conquer it thru education together! 214-529-1624
209 East Louisiana St